Your month
Left this month$2,833.10
↗ Income$5,400.00
↘ Spending$2,566.90
Recurring$1,949.80
Know where it went.
Income, spending and what’s left. One clear view.
YOUR EVERYDAY MONEY, SIMPLIFIED
Know where
your money goes.
Track expenses, plan bills, and see your month clearly. Even offline.
Free on your phone. No account needed.
Available on Android. iPhone and web coming soon.
Works offline No account to start Free on your phone No tutorial needed
A LITTLE LESS EFFORT
A simpler way to manage your money.
A clear view of the things that matter.
Budgets
Transport$92.00 left
Food$444.30 left
Home bills$42.50 over
Health$71.20 left
Shopping$25.00 over
Travel$600.00 left
Coffee$45.00 left
Pets$125.00 left
Learning$180.00 left
Entertainment$90.00 left
Keep a little room.
Trends
IncomeOther spendingRecurring
2.3KJul
3.1KAug
2.6KSep
2.8KOct
3.3KNov
3.9KDec
Numbers show total spending, including installments. (USD)
See the bigger picture.
Bills & installments
SeptemberMonthly entries
Bills · RentSep 1 · Transfer
−$1,850.00
ShoppingHeadphonesSep 24 · Credit
1/4 −$30.00of $120.00
Next month
ShoppingOct 24 · Credit
2/4 −$30.00of $120.00
Know what comes next.
Monthly bills and installments, right where they belong.
Together
Our home
GroceriesAdded by Alex
−$86.40
InternetAdded by Sam
−$59.90
For the life you share.
A shared vault for your everyday life.
SIMPLE PRICING
Your money, without the complication.
Start without an account. Add sync when you want to connect devices or share.
Freeno account
Everything for your everyday money.
- Organize spending and income by category
- Set budgets and compare months
- Recurring bills and installments
- Create vaults for home, work or travel
- Works offline, no account needed
- Join shared vaults without a subscription
$3.00/month
Monthly subscription
USD
For your devices and the people you share with.
- Everything in the free app
- Sync across your devices
- Create shared vaults with free or paid members
- Keep personal vaults separate
- Web versionComing soon
- Add expenses on WhatsAppComing soon
One owner pays.Free users can join by invitation. They don’t need their own subscription.
Does it work offline?
Yes. Record purchases and use your budgets without an internet connection. Sync between devices needs internet.
How do recurring bills work?
Set the amount and monthly schedule once. Off Finance adds each occurrence to its month. You can pause or stop the recurring rule when things change.
How do installments work?
Enter the total and number of payments. Each installment appears in its own month, with its position and the purchase total.
Do I need an account?
No account is needed to track money locally. Create a free account to join a shared vault by invitation. Only its owner needs a paid sync plan.
Does everyone sharing need to pay?
No. You can stay on the free plan and join a paid owner’s shared vault by invitation. Only the owner pays. Invited members don’t need their own subscription.
Does it connect to my bank?
No. You add your entries. Off Finance doesn’t move money or make payments.
Where is my data saved?
On your phone. With sync enabled, a copy is also stored on the server to sync your devices and authorized vault members.
Can I ask my AI about Off Finance?
Yes. Copy the question below, or open it in ChatGPT or Claude. It points your assistant to a short summary of the app written for AI.